United States Fiscal Year Calendar
Country code US · Currency USD · 11 public holidays tracked
- Naming convention
- Labelled by the calendar year in which the fiscal year ends.
- First fiscal month (FM1)
- October
- Quarter alignment
- Q1: October–December · Q4 ends September
- Source
- US Bureau of the Fiscal Service
About the United States fiscal year
The US federal fiscal year runs from October 1 through September 30. Fiscal years are labelled by the calendar year in which they end — so FY2025 starts October 1, 2024 and ends September 30, 2025. The cycle was set by the Congressional Budget and Impoundment Control Act of 1974, shifting the start from July 1 (the convention used since 1842) to October 1 starting with FY1977.
For accountants and budget planners working on this calendar, the fiscal year runs from October 1 through September 30. The first fiscal month (FM1) corresponds to October; the fourth quarter ends on the last day of September. Year-end close, audit windows, and budget kickoff all anchor to those dates rather than to January and December. For a deeper introduction to fiscal-year mechanics, see our primer on fiscal years and the historical background on why fiscal years differ across countries.
Below you'll find printable monthly templates for every fiscal month, quarterly breakdowns, the country-specific deadline schedule, and a holiday calendar mapped onto the fiscal year so you can see where each public holiday falls relative to your reporting cycle.
Key fiscal deadlines — United States
These are the recurring statutory and operational dates that drive the United States fiscal calendar. Use them as fixed anchors when scheduling close milestones, audit walkthroughs, board meetings, and budget reviews.
| Date | Event | Notes |
|---|---|---|
| Oct 1 | Fiscal year begins | Federal FY starts; new appropriations take effect. |
| Dec 31 | End of FQ1 | First quarterly USAspending reports due in following weeks. |
| Jan 31 | W-2 / 1099 issuance deadline | Forms must be furnished to employees and contractors. |
| Mar 15 | S-corp / partnership returns | Federal Form 1120-S and 1065 due (calendar-year filers). |
| Apr 15 | Personal income tax return | Form 1040 due; corporate Form 1120 due for calendar-year filers. |
| Sep 30 | Fiscal year ends | Year-end close; obligation cutoff for federal contractors. |
Planning tips for United States
- Federal contractors must obligate funds before September 30 or lose them; budget burn rates spike in FM12 every year.
- OPM pay periods bridge fiscal-year boundaries — pay period 1 of a fiscal year usually starts in late September, not October 1.
- The October 1 fiscal start is set in 31 USC § 1102; only Congress can move it.
Choose a fiscal year
FY labels follow the year-end convention: a fiscal year is identified by the calendar year in which it ends. Each link opens the full year-at-a-glance with all twelve fiscal months on one page.
Monthly templates
Each printable monthly template uses the standard Sunday-start week grid with United States public holidays highlighted. Click through to print or save a clean copy. Templates are labelled FM1–FM12 in fiscal-year order, not calendar-year order.
FM1 · October
FM2 · November
FM3 · December
FM4 · January
FM5 · February
FM6 · March
FM7 · April
FM8 · May
FM9 · June
FM10 · July
FM11 · August
FM12 · September
Quarterly breakdowns
Each quarter spans three fiscal months. Quarterly templates are useful for board reporting, mid-year reforecasts, and quarter-end variance reviews.
Public holidays — United States
Holidays are listed in calendar order. On every monthly template they appear shaded in the grid with a short label, and each holiday name links to a dedicated page with observance notes and fiscal-month placement.
| Date | Holiday | Notes |
|---|---|---|
| January 1 | New Year's Day | Federal holiday marking the start of the calendar year. Federal offices and the New York Stock Exchange are cl… |
| January 20 | Martin Luther King Jr. Day | Third Monday in January, federal holiday honouring civil rights leader Martin Luther King Jr. Banks and federa… |
| February 17 | Presidents' Day | Third Monday in February, officially Washington's Birthday. Federal holiday; markets and banks closed.… |
| May 26 | Memorial Day | Last Monday in May, honouring US military personnel who died in service. Marks the unofficial start of summer;… |
| June 19 | Juneteenth | Federal holiday since 2021 commemorating the end of slavery in the United States, observed on June 19.… |
| July 4 | Independence Day | Federal holiday celebrating the adoption of the Declaration of Independence on July 4, 1776.… |
| September 1 | Labor Day | First Monday in September, honouring the American labour movement. Federal holiday; markets closed.… |
| October 13 | Columbus Day | Second Monday in October, federal holiday. Some states observe Indigenous Peoples' Day on the same date instea… |
| November 11 | Veterans Day | Federal holiday honouring military veterans, observed on November 11 marking the WWI armistice.… |
| November 27 | Thanksgiving Day | Fourth Thursday in November, federal holiday. Markets and banks closed; many private employers also close the … |
| December 25 | Christmas Day | Federal holiday observed on December 25.… |