Martin Luther King Jr. Day 2027
United States · Wednesday, January 20, 2027 · FM4, Q2 of FY2027
- Country
- United States
- Calendar date 2027
- 2027-01-20 (Wednesday)
- Fiscal year
- FY2027 (open year)
- Fiscal month / quarter
- FM4 of 12 · Quarter Q2 · printable monthly template
- Source
- OPM federal holidays
About Martin Luther King Jr. Day
Third Monday in January, federal holiday honouring civil rights leader Martin Luther King Jr. Banks and federal offices closed; markets closed.
This page is the 2027-specific edition: it shows the actual weekday, the observed date if a weekend rule applies, and the placement of the holiday inside the United States fiscal year that contains it. For the canonical, year-agnostic overview see the main Martin Luther King Jr. Day page.
2027 weekday and observance
In 2027, Martin Luther King Jr. Day falls on Wednesday, January 20. Mid-week holidays reset the work-week rhythm cleanly: two productive days before, two after. Payroll cutoffs that fall in the same week typically slip to Thursday close-of-business.
No weekend-shift rule applies in 2027 because the holiday falls on a regular weekday. Both the calendar date and the observed date are Wednesday, January 20, 2027. Treat it as a non-working day in payroll, vendor payment scheduling, and any business-day calculation that drives accruals or settlement.
Where it lands in FY2027
For organisations on the United States fiscal calendar, Martin Luther King Jr. Day 2027 sits in fiscal month 4 (FM4), inside quarter Q2 of FY2027. From this date, you have approximately 253 days remaining until fiscal year-end on September 30, 2027. That distance matters because year-end close planning typically begins 60 to 90 days out — meaning if FYE is within that window, this holiday already sits inside the close-planning runway and any client-facing or vendor-facing deadlines that touch it should be pre-cleared rather than rescheduled later.
For the same holiday in adjacent fiscal years see: Martin Luther King Jr. Day 2025 · Martin Luther King Jr. Day 2026 ·
Operational impact for finance teams
For finance and operations teams, Martin Luther King Jr. Day 2027 reduces the working-day count for FM4 by one. If the holiday falls within two business days of a fiscal month-end, expect downstream impact on accrual timing (revenue cutoff, inventory counts, AP cutoffs) and on banking value dates. Wire transfers and ACH/Faster Payments typically settle the next business day; international wires may slip two days when both origin and destination observe the holiday. See our guide on mapping holidays to fiscal months for a worked example of folding observance dates into the close calendar.
If your business operates payroll on a biweekly cadence aligned to the OPM federal schedule, check the 2027 pay period schedule for the pay period containing this date — the payday for that period may shift to the preceding business day.
Other holidays in January 2027
- January 1 — New Year's Day 2027
Cross-references
- Printable January template (FM4) — see this holiday highlighted in the calendar grid.
- Q2 quarterly template — context inside the three-month fiscal quarter.
- FY2027 overview for United States — full year-at-a-glance.
- Main Martin Luther King Jr. Day page — year-agnostic background.