Christmas Day 2026
United States · Friday, December 25, 2026 · FM3, Q1 of FY2027
- Country
- United States
- Calendar date 2026
- 2026-12-25 (Friday)
- Fiscal year
- FY2027 (open year)
- Fiscal month / quarter
- FM3 of 12 · Quarter Q1 · printable monthly template
- Source
- OPM federal holidays
About Christmas Day
Federal holiday observed on December 25.
This page is the 2026-specific edition: it shows the actual weekday, the observed date if a weekend rule applies, and the placement of the holiday inside the United States fiscal year that contains it. For the canonical, year-agnostic overview see the main Christmas Day page.
2026 weekday and observance
In 2026, Christmas Day falls on Friday, December 25. Friday holidays produce three-day weekends without affecting the early-week rhythm. Banking value dates for any cleared transaction slip to the following Monday.
No weekend-shift rule applies in 2026 because the holiday falls on a regular weekday. Both the calendar date and the observed date are Friday, December 25, 2026. Treat it as a non-working day in payroll, vendor payment scheduling, and any business-day calculation that drives accruals or settlement.
Where it lands in FY2027
For organisations on the United States fiscal calendar, Christmas Day 2026 sits in fiscal month 3 (FM3), inside quarter Q1 of FY2027. From this date, you have approximately 279 days remaining until fiscal year-end on September 30, 2027. That distance matters because year-end close planning typically begins 60 to 90 days out — meaning if FYE is within that window, this holiday already sits inside the close-planning runway and any client-facing or vendor-facing deadlines that touch it should be pre-cleared rather than rescheduled later.
For the same holiday in adjacent fiscal years see: Christmas Day 2024 · Christmas Day 2025 · Christmas Day 2027 ·
Operational impact for finance teams
For finance and operations teams, Christmas Day 2026 reduces the working-day count for FM3 by one. If the holiday falls within two business days of a fiscal month-end, expect downstream impact on accrual timing (revenue cutoff, inventory counts, AP cutoffs) and on banking value dates. Wire transfers and ACH/Faster Payments typically settle the next business day; international wires may slip two days when both origin and destination observe the holiday. See our guide on mapping holidays to fiscal months for a worked example of folding observance dates into the close calendar.
If your business operates payroll on a biweekly cadence aligned to the OPM federal schedule, check the 2026 pay period schedule for the pay period containing this date — the payday for that period may shift to the preceding business day.
Cross-references
- Printable December template (FM3) — see this holiday highlighted in the calendar grid.
- Q1 quarterly template — context inside the three-month fiscal quarter.
- FY2027 overview for United States — full year-at-a-glance.
- Main Christmas Day page — year-agnostic background.